| Nothing will get in your way because the
Wealth–Building, Income–Producing,
Retirement–Saving, Nest–Egg Protecting… Secrets You Wished
Vanguard Will Tell
You But Won't
Are Yours FREE! Fellow Mutual Fund Investor, I'm Dan Wiener. I head up the world's largest independent research organization dedicated to Vanguard and its investors. . Vanguard pays me zero for what I do, which means you can be sure I'll tell you what they never will. As a direct result, those following my advice are making 162% greater profits than the average Vanguard investor. With less risks, too! Many investors never get much of a chance
to reap these great rewards. I'm changing that. I feel I must. After all, Vanguard is trusted by about 18 million people. A lot of families are dependent on them for solid investing advice—but it's tainted. Do you think Vanguard's going to criticize its own funds? Not a chance! I wish that I could reach out to all of those people listening to Vanguard because so much is at stake.  I'm reaching out to you, however, with the opportunity of a lifetime…
- A FREE copy of my 2014 complete and unbiased guide that details all of Vanguard funds and ETFs ($79.95)…
- A FREE copy of my 2015 enhanced guide our 25th Anniversary Edition ($79.95)…
- 5 FREE bonus reports ($100 value)…
- Two years of staying miles ahead of Vanguard as a subscriber to my members-only advisory (normally $429)…
That's $688.90 worth of inside Vanguard intelligence! You MUST let me know you're interested before Sunday… because this money-saving, future-saving, one-time opportunity vanishes in 24 hours. Beat the deadline and you're well on your way, starting with the exclusive 280+ page treasure trove titled The Independent Guide to the Vanguard Funds. This the book Vanguard wishes you didn't have in your library. It's unlike anything you've ever seen,
or perhaps ever realized existed Flip through the pages and you'll see why members of my members-only advisory make 162% greater profits than ordinary Vanguard investors. - You'll see what I think of the Vanguard funds you own… every Vanguard fund is profiled in depth and I pull no punches. I don't care if I hurt anyone's feelings. I only care about making sure you exceed your profit expectations.
- You'll see exactly how risky your funds and all Vanguard funds are. This is nearly impossible for others to do. But now you can do it in less than 5 seconds. Don't believe me? See for yourself how quickly you can access the information you need to make smarter choices about your Vanguard funds.
- Think you're already safely diversified? If you own more than one Vanguard equity fund, you're probably not nearly as safe as you think. You're probably investing in the same stocks multiple times. But now you can detect and eliminate that hidden danger in minutes.
- Hate the frustration of being shut out of the funds you really want? It happens all the time. Vanguard either closes their hottest funds without notice, or raises their minimums beyond reach. No worries for you, however. You'll discover the open funds that are even better than the ones Vanguard closed.
 This is the one Vanguard resource that Vanguard would be happier you didn't own. It's factual and unbiased. And because we are a membership organization funded solely by your dues there's no kowtowing to advertisers or, heaven-forbid, Vanguard itself. I am the only independent Vanguard analyst—period.
The more you flip through this treasure, the smarter you get. You'll be a Vanguard guru — or at least select funds like one — in no time at all. And you're really going to need your new Vanguard skills next year. It could be a terribly volatile year for investors and profit opportunities might be much harder to find. To make sure you are prepared for whatever next year brings, you're also getting our special 2015 Independent Guide to the Vanguard Funds FREE. It's our 25th Anniversary Edition. I want you to be among the first to see and use it. Our 25th Anniversary Edition is yours FREE,
as long as you get back to me before November 9th. Markets — and Vanguard — never stay the same from one year to the next. And next year's changes could be dramatic. This year's top performing Vanguard fund could be next year's worst. It's happened before plenty of times. In 2011, Vanguard's top performing fund was Extended Duration Treasury. It gave investors a 56.1% return. The following year, investors got a measly 2.3%. In 2010, Precious Metals & Mining was the best performer giving its investors a +37.4% return. Two years later, it was Vanguard's worst performer, punishing its investors with a 35.1% loss. Accept my offer today and you will be among the first to see and use our best Guide ever — our 25th Anniversary Edition — FREE! New risks… new opportunities… new funds… new fund managers… most Vanguard investors won't have a clue. But you'll be way ahead of the curve as you turn to the 2015 Guide and discover… - Top holdings in each fund, so you really know where your investment dollars are going.
- The biggest and smallest Vanguard funds, according the amount of money other investors have put into them.
- The oldest and newest funds, some of which may deserve your dollars, and some of which never will… exclusive fund profiles point you towards the winning funds.
- Funds ranked by risk all on one page. What an eye-opener! You'll see dozens of funds that are way safer than 500 Index!
- Funds ranked by turnover. A good start when looking for funds that won't cost you more in taxes than they earn in returns.
- Funds ranked by operating expenses. Vanguard is far and away the best here. Everyone knows that. But few investors know about the index funds and ETFs that boast lower expense ratios than Vanguard's most famous low-cost leader, 500 Index ETF.
- A Fund's rolling performance over a multitude of time periods… the favorite stomping grounds of performance chasers. You'll learn which funds are worth chasing, and which ones to ignore.
- An ingenious fund correlation chart that guarantees your Vanguard portfolio will always remain balanced and diversified the way you want… no matter how much things change from this year to next.
And I'm not done yet. I've also reserved 5 more
extra bonus gifts in your name — all FREE! EXTRA BONUS #1:
Vanguard's 13 Most Powerful Funds  These 13 funds are perfect for most every Vanguard investor.
I'm talking about investors building wealth… investors seeking income… investors who want it all, growth and income. These are the funds that will double your Vanguard profits — with half the risk you're taking now. EXTRA BONUS #2:
Vanguard's Hot Hands Fund  If you had invested your money in Total Stock Market Index in 1996, you'd have gained an astounding 332%. But if you had followed my exclusive "Hot Hands Strategy" over that same time period , you'd be up 1,041% — almost four times richer!
So, if you're looking for just one fund that's bound to pound the market, get this special report. It's yours FREE as long as you ask for it in the next 24 hours. EXTRA BONUS #3:
Vanguard's Income Boosters  You may have heard in recent news: Vanguard's Total Bond Index is now the largest bond fund in the world. But it's not Vanguard's best bond fund. It's not even Vanguard's best income fund. You can do better, as this report makes clear.
Savvy income seekers investing with Vanguard know that the best bond funds can be terrific income generators. They also know that the weakest ones can do the opposite — take money from you. This special report isolates Vanguard's most powerful bond funds for 2015, the year the Fed is said to raise interest rates. Don't be blindsided. Get this special report to make sure your income rises next year. EXTRA BONUS #4:
Vanguard's Dirty Double Dozen:
25 Funds You Must Sell Now  A fund you own might be swirling down the drain and Vanguard will never issue a warning. They never tell you to sell their funds. Instead, Vanguard remains quick to accept investors' money for funds that are so bad they should be banned.
Find out if any funds you own are mentioned in this special report… and discover the Vanguard funds you must never own. There are 25 of them. EXTRA BONUS #5:
Vanguard's Tech Winter Winners  Just about every time winter rolls around, a profit phenomenon kicks in at Vanguard and I want to make sure you don't miss out this time. This special report explains what makes tech stocks hot when it gets cold outside, and reveals the best Tech Winter funds to own right now, as well as the tech-heavy funds that must be avoided. So please be sure to respond before the Sunday deadline!
That doesn't give you too much time, but what's to think about? You're getting the 2014 and the 2015 editions of the Independent Guide to the Vanguard Funds FREE! That's a $159.90 gift from me to you. You're getting the 5 Extra Bonus reports FREE, too. That's another $100 gift from me to you. Want more? How about I also give you… $38,000 in EXTRA Vanguard Profits! I told you members of my private advisory make 162% more profits than ordinary Vanguard investors. This is well documented, going all the way back to 1991. Non-Independent Adviser members with a $100,000 portfolio in 1991 now have more than half a million dollars on account — $544,029 by 2013 to be exact — without ever adding a new penny since. That's not bad at all. But my members turned that same $100,000 into more than a million dollars — $1,424,807. Simple math shows members received $880,778 as a direct result of their subscription to The Independent Adviser for Vanguard Investors. Membership is not free. The cost to you, when you jump on this gift-packed special offer, comes to just pennies a day… about 49¢ a day. You save $509.90 in the next 24 hours
while others spend $688.90  That's almost 75% off for all this…
All told, you're saving close to 75%. And if you're not impressed with your gifts or your trial membership, you pay nothing at all. You'll get your $179 back and you get to keep the gifts we give you FREE… my gifts to you just to see if you like belonging. We're ready right now to get your gifts out to you. So please, respond before the 24 hour deadline. The minute the calendar flips to November 9th, this best-ever offer vanishes. Respond right now… otherwise you could miss out entirely. Sincerely, 
Daniel P. Wiener
Editor, The Independent Adviser for Vanguard Investors
P.S. With this special offer, membership could pay for itself in less than 48 hours… but only if you beat the deadline. 
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